2004 Cobalt 282
$48,900
Boat in Kimberling City, MO 65686 US
282
1 Engine (--)
29 feet
Gas
Fiberglass/Reinforced
American Water Sports is pleased to offer this pre-owned 2004 Cobalt 282 - a premium-brand 28-foot mid- cruiser sportboat from one of the most-respected American fiberglass runabout manufacturers, configured with the proven MerCruiser 350 Magnum MPI 5.7L V8 sterndrive powertrain. Available at our Kimberling City location on Table Rock Lake (Stock #U-KC-28085, Hull #FGE28085E404), this 28-foot Cobalt is a meaningfully bigger platform than the typical 22-26 foot runabouts in the segment - sized to deliver, larger passenger and cockpit volume, and the kind of bigger-platform stability that makes Cobalt's 282 work as both a serious day-cruising sportboat. The Cobalt brand is the headline angle on this listing - Cobalt Boats has built premium fiberglass runabouts in Neodesha, Kansas since 1968, with a brand-recognized reputation as one of the highest-fit-and-finish, most-thoughtfully-built premium American sportboat manufacturers in the segment. Cobalt buyers cross-shop primarily against the upper tier of Sea Ray, Chaparral, and Regal builds, and Cobalt's reputation for quality holds up remarkably well in the pre-owned market. For the family who wants a premium-brand, larger-platform, the proven MerCruiser 350 Mag MPI sterndrive powertrain, and the brand-correct premium-fiberglass build pedigree of Cobalt at a value vintage price point, this 2004 282 is one of the more compelling pre-owned at our Kimberling City location this season.
.Why a 2004 Cobalt 282?Cobalt Boats has been building premium American fiberglass runabouts since 1968 from its Neodesha, Kansas factory, with a reputation that has earned the brand a place at the top of the premium sportboat tier - frequently described as the highest-fit-and-finish, most-thoughtfully-built premium runabout from any American manufacturer, period. Cobalt's brand position has held up remarkably well over time: the 282 specifically is Cobalt's 28-foot from the early-2000s production era, sized to bridge the gap between traditional bowrider runabouts (typically 22-25 feet) and full express cruisers (typically 30+ feet). The 28-foot platform delivers meaningful aired with the kind of substantial day-cruising cockpit and integrated swim platform that makes the platform work as a serious family-day sportboat. By 2004, the 282 platform was several years into refinement: well-sorted hull design, well-developed cabin and cockpit layouts, the kind of premium-Cobalt fit-and-finish and trim work that defines the brand, and the well-supported MerCruiser sterndrive powertrain that dominates the early-2000s premium runabout segment. For the buyer cross-shopping vintage premium-brand 28-foot cuddy cruisers - particularly comparing to comparable Sea Ray Sundancer, Chaparral Signature, and Regal Commodore-class builds at this price point - the Cobalt 282 represents one of the more thoughtfully-built premium-tier alternatives in the pre-owned market.
MerCruiser 350 Magnum MPI 5.7L V8 Sterndrive - Proven Premium Powertrain
Power on this 282 comes from the MerCruiser 350 Magnum MPI 5.7L V8 sterndrive - Mercury Marine's marinized 5.7-liter Chevrolet small-block V8 in the multi-port-injection 350 Magnum trim that defined MerCruiser's premium sterndrive offering during the early 2000s. The 350 Mag MPI typically delivered approximately 300-310 horsepower with a strong, broad torque curve well-suited to the larger 28-foot Cobalt platform - strong enough to handle the boat with a full passenger load, get the hull up on plane comfortably, deliver the kind of cruising speeds across Table Rock Lake's bigger water that 28-foot are expected to produce, and provide casual tow capability for tubing and skiing duty. The MerCruiser 350 Magnum and the underlying GM 5.7L architecture are among the most-supported, most-easily-serviced marine sterndrive powertrains in service - parts availability through MerCruiser, GM Marine, and the broad marine aftermarket is genuinely excellent, and any competent marine inboard/sterndrive mechanic can service these engines without specialized brand-only tooling. American Water Sports is fully equipped to support MerCruiser sterndrive service through our shop. For the current engine hour reading, exact outdrive configuration (Bravo vs Alpha), and recent sterndrive service history on this specific 282, please contact our Kimberling City team for the build specifics.
Key Specifications
- Year / Make / Model: 2004 Cobalt 282
- Stock Number: U-KC-28085
- Hull Number (HIN): FGE28085E404
- Status: Pre-Owned
- Length Overall: 28 ft
- Hull Material: Fiberglass
- Engine: MerCruiser 350 Magnum MPI 5.7L V8 Sterndrive (~300-310 hp)
- Engine Type: Single Sterndrive (MPI Gas V8)
- Fuel Type: Gas
- Category: Sportboat
- Builder: Cobalt Boats - Neodesha, Kansas
- Store Location: American Water Sports - Kimberling City, Missouri
Contact American Water Sports About Stock #U-KC-28085
Ready to take a look at this pre-owned 2004 Cobalt 282 in person? Contact American Water Sports today to schedule a private showing, request additional photos or video, review the build specifics in detail, or arrange an on-water demo on Table Rock Lake. At this vintage, an in-person walkthrough is essential - we recommend coming out to see the boat before making any purchase decisions.
Kimberling City: 13253 State Hwy 13, Kimberling City, MO 65686 - (417) 739-5912
Shell Knob: 26325 State Hwy 39, Shell Knob, MO 65747 - (417) 213-4999
Online: AmericanWaterSports.com
Price History
| Date | Event | Price |
|---|---|---|
| 4/5/26 | Price decreased | $48,900(-2.2%) |
| 1/24/26 | Price decreased | $49,995(-9.1%) |
| 10/30/25 | Price decreased | $54,995(-16.2%) |
| 8/7/25 | Initial price | $65,595 |
2004 Cobalt 282 Video Tours
Overview from around the web 2004 Cobalt 282
Customers consistently praise the 2004 Cobalt 282 for its excellent build quality and stylish design
Many highlight its smooth handling and powerful performance, making it ideal for both cruising and watersports. The spacious and comfortable seating layout receives positive remarks, as does the well-thought-out storage capacity. Owners also appreciate the boat’s reliable engine and ease of maintenance. Overall, the 2004 Cobalt 282 is recognized for combining luxury, functionality, and performance, making it a favorite among boating enthusiasts.
The Biggest Pros and Cons
The 2004 Cobalt 282 is a well-regarded bowrider known for its blend of performance, comfort, and style. Here are some of the pros and cons to consider:
Pros
Powerful Performance: Equipped with a strong engine option, the Cobalt 282 delivers impressive speed and smooth handling, making it great for watersports and cruising.
Spacious Layout: The boat offers generous seating capacity with comfortable bow and cockpit areas, ideal for family outings or entertaining guests.
High-Quality Build: Known for excellent craftsmanship, the fiberglass hull and quality materials ensure durability and a sleek appearance.
Ample Storage: Multiple storage compartments provide plenty of room for gear, safety equipment, and personal items.
Well-Equipped: Features such as a stereo system, swim platform with ladder, and optional canvas covers add convenience and enjoyment.
Cons
Fuel Consumption: Due to its powerful engines, the Cobalt 282 can be less fuel-efficient compared to smaller or less performance-oriented boats.
Weight: The solid build and larger size contribute to a heavier vessel, which may require a more robust tow vehicle and trailer.
Limited Cabin Space: While it offers some storage and seating, it lacks a full cabin or sleeping quarters, limiting overnight accommodations.
Price: As a premium bowrider, it can be priced higher than comparable models, both in initial cost and maintenance.
Made For
The 2004 Cobalt 282 is ideal for boating enthusiasts who value a blend of performance, luxury, and versatility. Perfect for families and groups looking to enjoy a day on the water, it offers spacious seating, stylish design, and reliable handling. Whether you're into water sports, cruising, or entertaining guests, this model caters to those seeking a comfortable and capable bowrider that delivers both excitement and relaxation.
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2004 Cobalt 282 | |||||
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| $48,900 | $39,995 | $39,900 | $34,999 | $34,900 | $29,900 |
| Kimberling City | Kimberling City | Lake Ozark | Osage Beach | Sunrise Beach | Sunrise Beach |
| 29' | 23' | 29' | 27' | 29' | 28' |
| - | - | Volvo | Volvo Penta | Volvo Penta | Volvo |
| - | - | 375 hp | 375 hp | 260 hp | 375 hp |
| 283 | 334 | 254 | 25 | 51 | 24 |
Other 2004 Cobalt 282 For Sale in Missouri, United States
Other Cobalt 282 boats for sale in Missouri, United States
Other Cobalt boats for sale in Missouri, United States
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Contact American Water Sports about 2004 Cobalt 282
13253 State HWY 13, Kimberling City , MO, 65686







































